RoboAdvisors have revolutionized the capital and financial markets. These systems manage portfolios and invest on the basis of algorithms in combination with artificial intelligence. This procedure eliminates wrong decisions, which may be made by emotional factors, and minimizes the risk. Furthermore - with the help of a specific risk factor - the risk of your portfolio can be determined by a RoboAdvisor more accurately. In the process itself the risk is kept constant through dynamic risk management. This can be seen as a form of asset management that was previously reserved only for wealthy clients and cost a lot of money and effort, which has now become affordable for everyone.
RoboAdvisory only supports processes in portfolio management and helps saving costs. This means all transactions will still be checked. Personal wishes and discussions will continue to be accepted by your portfolio manager. If you still worry about your assets, this fear can be taken away. RoboAdvisory is done in cooperation with a bank. This means that your securities are secured by the bank and held in trust. Should the bank cease operations as a result of a crisis or the like, your securities will not be lost, but will be handed over to you upon your request without further complications.